Workers’ compensation is the oldest social insurance program; it was adopted in most states, including California, during the second decade of the 20th century. It is a no-fault system, meaning that injured employees need not prove the injury was someone else’s fault in order to receive workers’ compensation benefits for an on-the-job injury.   

There are six basic types of workers’ compensation benefits available, depending on the nature, date and severity of the worker’s injury:

1. medical care,  all medical care reasonably required to cure or relieve the effects of the injury

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2. temporary disability benefits,  two-thirds of the lost wages, up to a maximum of $728 per week.

3. permanent disability benefits, rating schedule up to $728 per week — for life

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4. vocational rehabilitation services, &

5. supplemental job displacement benefits, and education-related retraining or skill enhancement, up to $10,000

6. death benefits. Up to $160,000 (DWC Website)

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24 Hour Worker’s Comp with  Medical Insurance

Blue Cross 24 hour medical and workers compensation
Brochure 16 Pages, including Application  email us for the most recent version.

Acceptable Industries
Class Codes

Fillable Application Word 2010

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Resources, Main Workers Compensation, Child & Related Pages

Nolo Guide to Worker’s Compensation

Employer Small Group Health Insurance

Human Resource Tools – HR Wow

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How to complete application

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